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Accounts & transactions

Every account and transaction, in one place.

The foundation of Finanzya: add your accounts — savings, current, investment, pension, liabilities — then feed them with transactions, by hand or by CSV. Everything else in the app is built on this.

app.finanzya.app · Accounts & transactions
Accounts
12
4 types · 3 currencies
Transactions
Manual entryseconds
bank_export.csv1,240 rows
Auto-categorised96%
Current · GBPCash£4,320
Stocks ISA · GBPInvestment£74,210
Pension · EURRetirement£68,200
Mortgage · GBPLiability−£182,000

One home for every account

Five account families — current, savings, investment, retirement, liabilities — with around forty concrete types beneath them, from ISAs and index funds to crypto, real estate, mortgages and car finance. Each account keeps its own currency and institution, and each family plays its role: investment and retirement accounts drive the portfolio view, while current accounts and liabilities complete net worth and cash flow.

  • Around 40 account types across current, savings, investment, retirement and liabilities
  • Per-account currency and institution (with its logo), converted into your display currency
  • Liabilities carry their loan terms — repayments split into principal and interest automatically

Transactions in seconds — or thousands at once

Type a transaction in seconds, or bring in years of history through the CSV importer: interactive column mapping fits any bank export, a personalised template comes pre-filled with your own accounts, and when the type column is missing it is worked out from the amount and the account. Search, filter, sort and bulk-edit the result.

  • CSV importer with interactive column mapping — up to 10,000 rows at a time
  • Search and filter by account, category, merchant, date or amount; bulk edits included
  • Transfers between your own accounts linked as pairs — no double counting

Payments, laid out on a calendar

The Payments view lays the month out as a calendar: every expected income and expense on its day, marked paid or pending as the month unfolds. Recurring payments — rent, salary, subscriptions — are templates you set up once and settle with a click.

  • Monthly calendar with per-day totals and paid/pending state
  • Recurring payments and reusable templates — pay one or pay all
  • Planned vs spent, always visible at the top of the month

Categories that fit your life

Organise transactions with custom categories and category groups, tag them as needs or wants, and pin your favourites. Rename, regroup, archive — the taxonomy bends to your life, not to a template.

  • Custom categories and groups, fully editable
  • Needs/wants tagging that powers the budget view
  • Archive what you don't use — nothing is forced on you
Related features

Every feature, explained.

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Net worth tracking

Net worth tracking

All accounts, all currencies, one honest number.

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Spending & cash flow

Where your money actually goes, broken down clearly.

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Budgeting & saving pots

Budgeting & saving pots

Needs, wants, pots and recurring payments — one plan.

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Planning & FIRE

Planning & FIRE

Forecast decades ahead — life events included.

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